Mortgage Lenders in Fresno, California

Connect with 16 trusted mortgage lenders serving Fresno and surrounding areas

16
Mortgage Lenders in Fresno
64
Total Mortgage Professionals
6
Listings With an NMLS ID

Top Mortgage Lenders in Fresno, California

Browse 16 local mortgage lenders who understand the Fresno market and can help you secure competitive mortgage rates and terms.

Mortgage Lenders in Fresno, CA by the numbers

Of the 8 mortgage lenders in Fresno, CA that publish their loan programs, 7 (88%) offer conventional loans, 7 (88%) offer first-time buyer programs and 6 (75%) offer FHA loans.

Conventional loans7 of 8 (88%)
First-time buyer programs7 of 8 (88%)
FHA loans6 of 8 (75%)
VA loans6 of 8 (75%)
Jumbo loans4 of 8 (50%)
USDA loans3 of 8 (38%)
Down payment assistance2 of 8 (25%)
Renovation and 203(k) loans2 of 8 (25%)
Non-QM loans1 of 8 (13%)
DSCR (investor) loans1 of 8 (13%)
ITIN loans1 of 8 (13%)
Construction loans1 of 8 (13%)
  • 2
    advertise 3.5% down or less, including 2 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 10 / 1
    licensed in one state only / licensed nationwide (of 12 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 8 of 16 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders in other California cities

All 809 mortgage lenders in California →

Why Choose Local Mortgage Lenders in Fresno?

Local Market Expertise

Fresno mortgage lenders have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to California. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage lenders means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage lenders often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Fresno market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage lender in Fresno?

Shortlist at least three mortgage lenders in Fresno, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in California, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage lender?

Ask about their experience in the Fresno market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Fresno mortgage lenders better than online lenders?

Local mortgage lenders offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Fresno Mortgage Lenders?

Get matched with the perfect mortgage lender from our network of 16 local professionals