ZINC Financial Inc.

ZINC Financial stands as a leading direct lender specializing in real estate investment loans nationwide. Operating as a balance sheet lender, ZINC utilizes its own funds and an in-house team to manage the entire loan process from origination to underwriting, funding, and servicing. This integrated approach ensures a fast, easy, and reliable funding experience for real estate investors.

The company offers a diverse portfolio of investment-focused loan programs including Fix and Flip, Bridge, DSCR Rental, and Ground Up construction loans. These programs are tailored for business purposes, supporting investors in acquiring and developing both single-family and multi-family properties for their portfolios. ZINC also extends its reach through a white label broker program, empowering partners to expand their business and offer swift approval and funding to their clients.

ZINC Financial differentiates itself by prioritizing investment potential over traditional personal financial metrics like Debt-to-Income ratios for certain products like their DSCR loans. This client-centric model, combined with flexible terms including adjustable-rate, fixed-rate, and interest-only options, aims to provide real estate professionals with the tools needed to maximize their portfolio's potential and capitalize on market opportunities.