United Security Financial Corp

Mortgage Lender serving Murray, UT

About United Security Financial Corp

United Security Financial Corp. is a direct mortgage lender, established in 2018, committed to helping individuals achieve homeownership. Headquartered in Murray, UT, with additional branch locations in Boca Raton, FL, and Las Vegas, NV, the company focuses on providing a streamlined online application process for its clients.

They specialize in a diverse portfolio of residential loan programs, including government-backed options such as FHA, VA, and USDA loans, as well as conventional mortgages. A key offering is their Down Payment Assistant Grant program, which can cover up to 3.5% of the down payment, making homeownership more accessible, particularly for first-time homebuyers.

As an Equal Housing Lender, United Security Financial emphasizes borrower qualification and offers various mortgage tools, including calculators, to assist clients. Their commitment is to provide tailored mortgage experiences with clear expectations regarding estimated costs and program qualifications.

Company Information

Founded: 2018
Lender Type: Direct Lender
Headquarters: Murray, UT

Licensed In

FLUTNV

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Down Payment Assistant Grant (Conventional)

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceHomeReady ProgramFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Fair (620-679)
0
640
Min Credit Score

Down Payment Assistant Grant (FHA)

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Fair (620-679)
0
620
Min Credit Score

FHA Loan Product

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
640
Min Credit Score

Conventional Loan Product

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
640
Min Credit Score

VA Loan Product

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
640
Min Credit Score

USDA Rural Loan Product

Loan Types:
USDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
0

Contact Information

930 E 6600 S
Murray, UT 84121
US
Mailing Address:
930 E. 6600 S. Murray, UT 84121

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Business Information

Category: Mortgage Lender
Location: Murray, UT
Status: Standard
Founded: 2018
Type: Direct Lender
NMLS ID: 94915
Profile Views: 1

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