About Stratify Lending
Stratify Lending LLC is a mortgage lender dedicated to simplifying the home financing journey for its clients. Specializing in both new home purchases and various refinancing solutions, the company aims to make the process seamless and enjoyable, providing personalized service to match unique financial requirements.
Their extensive product portfolio includes popular options such as Fixed Rate and Adjustable Rate Mortgages. They offer Conventional loans suitable for borrowers with good credit, alongside government-backed programs like FHA loans, which cater to first-time homebuyers with lower down payment requirements, and VA loans, providing no-down-payment options for eligible service members and veterans. For existing homeowners, Stratify Lending provides refinancing and cash-out refinance options to help achieve financial goals like debt consolidation or home improvements.
Stratify Lending emphasizes customer-centric service, leveraging their mortgage professionals' expertise to guide clients through the wide array of available products. They also equip borrowers with practical online tools, including mortgage payment calculators and affordability assessments, fostering transparency and empowering informed decision-making throughout the loan process.
Their extensive product portfolio includes popular options such as Fixed Rate and Adjustable Rate Mortgages. They offer Conventional loans suitable for borrowers with good credit, alongside government-backed programs like FHA loans, which cater to first-time homebuyers with lower down payment requirements, and VA loans, providing no-down-payment options for eligible service members and veterans. For existing homeowners, Stratify Lending provides refinancing and cash-out refinance options to help achieve financial goals like debt consolidation or home improvements.
Stratify Lending emphasizes customer-centric service, leveraging their mortgage professionals' expertise to guide clients through the wide array of available products. They also equip borrowers with practical online tools, including mortgage payment calculators and affordability assessments, fostering transparency and empowering informed decision-making throughout the loan process.
Company Information
Lender Type: Direct Lender
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Fixed Rate Mortgage
Loan Types:
ConventionalFHAVARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Adjustable Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Conventional Mortgage
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Excellent (740+)
5%
Min Down Payment
95%
Max LTV
680
Min Credit Score
FHA Mortgage
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)
3.5%
Min Down Payment
VA Mortgage
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
Refinance
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Cash-Out Refinance
Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Contact Information
5353 S 960 E #230
Murray, UT 84111
US
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Business Information
Category: Mortgage Lender
Location: Murray, UT
Status: Standard
Type: Direct Lender
Profile Views: 1
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