Richard Quintana - The Mortgage Guy - Union Home Mortgage

Mortgage Lender serving Albuquerque, NM

About Richard Quintana - The Mortgage Guy - Union Home Mortgage

New American Funding (NAF), prominently represented by Branch Manager Richard Quintana in Roswell, NM, stands as a dedicated direct lender committed to facilitating homeownership through a comprehensive suite of mortgage solutions. Leveraging over 27 years of experience, NAF focuses on delivering efficient and transparent loan processes, enhanced by digital platforms like NAF Connect, which streamlines collaboration for real estate professionals.

The company is deeply invested in promoting equitable homeownership, particularly within underserved communities. Through initiatives such as the "Pathway to HomeOwnership," NAF offers down payment assistance designed to ease financial burdens for first-time homebuyers. Their impactful "Black Impact" and "Latino Focus" programs further underscore this commitment, with pledges to provide substantial billions in home loans to these communities by 2028 and 2024 respectively, addressing credit accessibility and fostering generational wealth.

New American Funding distinguishes itself with innovative offerings like "NAF Cash," a program that empowers qualified buyers to present non-contingent cash offers, providing a competitive edge in the market. Serving clients across New Mexico, Texas, Colorado, and Arizona, NAF accommodates a wide array of borrower needs, including those seeking reverse mortgages, jumbo financing, and specialized solutions for self-employed individuals and investment properties, reinforcing their dedication to a diverse client base.

Company Information

Lender Type: Direct Lender
Headquarters: Roswell, NM

Licensed In

NMTXCOAZ

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator
Online Account Management
Real-Time Status Updates
API Integration

Home Loan Products

General Home Purchase & Refinance Programs

Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment AssistanceHomeReady ProgramHome Possible ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Reverse Mortgage Loan

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

NAF Cash Program

Loan Types:
Bridge
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Jumbo Loan Programs

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Self-Employed & Non-QM Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 Contractor
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)

Investment Property Loans

Loan Types:
ConventionalNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full DocumentationBank Statement

Contact Information

6501 Americas Pkwy # 1075
Albuquerque, NM 87110
US
Mailing Address:
200 East 4th Street, ste 500 Roswell, NM 88201

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Business Information

Category: Mortgage Lender
Location: Albuquerque, NM
Status: Standard
Type: Direct Lender
Profile Views: 3

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