New Mexico Mortgage Finance Authority

Housing New Mexico (also known as New Mexico Mortgage Finance Authority or MFA) is a state agency dedicated to making housing more affordable for low-to-moderate income New Mexicans. Established to serve the unique housing needs of the state, MFA provides essential programs and financing solutions across the housing spectrum.

The agency distinguishes itself by offering a robust suite of homeownership programs, including first-mortgage financing and critical down payment and closing cost assistance. These initiatives are designed to make homeownership accessible, particularly for first-time homebuyers. Beyond homeownership, Housing New Mexico actively invests in preserving and improving rental housing, offering emergency shelter, and fostering housing opportunities for vulnerable populations.

Working in partnership with a network of participating lenders, Housing New Mexico successfully channels over half a billion dollars annually into first-mortgage financing, assisting thousands of families to achieve their housing goals. Their commitment extends to community development through programs like Energy$mart for home upgrades and the Statewide Landlord Incentive Program, demonstrating a comprehensive approach to affordable housing solutions.