Premier Mortgage Inc

Mortgage Broker serving Fresno, CA

About Premier Mortgage Inc

Premier Mortgage has been a dedicated mortgage lender serving residents of California's Central Valley since 1995. Originating as an extension of a prominent local home builder, the company has deeply contributed to community growth by facilitating homeownership with decades of expertise, personalized service, and cost-saving solutions. Their core mission revolves around helping individuals and families achieve their dreams of buying or refinancing a home tailored to their unique needs and financial goals.

The lender offers a comprehensive suite of home loan products, including Conventional, Jumbo, and government-backed options like FHA, VA, and USDA loans. Premier Mortgage also specializes in accessible financing solutions for diverse client needs, offering unique programs such as ITIN, DACA, and Bank Statement mortgages, catering specifically to borrowers who may not qualify for traditional loans. This commitment to flexibility and inclusive lending underscores their dedication to broader homeownership access.

Premier Mortgage emphasizes a client-centric approach, crafting customized loan plans and providing competitive rates, including an "in-house rate" for refinances. They stand behind their service with a "Premier Guarantee" to beat competing loan estimates. Through their deep local roots and broad product offerings, Premier Mortgage strives to make the home-buying and refinancing experience positive and financially advantageous for their Central Valley clientele.

Company Information

Founded: 1995
Lender Type: Direct Lender

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Conventional Mortgage

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Government-Insured Mortgages

Loan Types:
FHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)

Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Credit Tiers:
Good (680-739)Fair (620-679)

ITIN Mortgage Program

Loan Types:
Non-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
ITIN ProgramForeign National ProgramNon-Resident Alien Program

DACA Mortgage Program

Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
DACA Recipient Program

Bank Statement Loan Program

Loan Types:
Non-QMBank StatementRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Contact Information

7030 N Fruit Ave Ste 120
Fresno, CA 93711
US

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Business Information

Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Founded: 1995
Type: Direct Lender
Profile Views: 1

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