About Gold Standard Mortgage
Gold Standard Mortgage is a dedicated direct lender focused on helping individuals and families achieve homeownership dreams. Since its inception, the company has committed to guiding clients through every step of the mortgage process, from pre-qualification to closing, ensuring a smooth and supportive experience for all borrowers, including first-time homebuyers and those looking to refinance.
The lender offers a comprehensive suite of residential mortgage products, including government-backed FHA, VA, and USDA loans, alongside conventional and construction financing options. They specialize in programs that facilitate homeownership with low or no down payment, such as VA loans for veterans and USDA loans for eligible rural areas. Gold Standard Mortgage also provides assistance with down payment programs like CalHFA.
With a clear six-step process, Gold Standard Mortgage aims to simplify the loan journey for its clients. They are known for providing personalized guidance and helping borrowers navigate various loan types and requirements, ensuring they find the right product with competitive rates to suit their individual financial needs and property goals.
The lender offers a comprehensive suite of residential mortgage products, including government-backed FHA, VA, and USDA loans, alongside conventional and construction financing options. They specialize in programs that facilitate homeownership with low or no down payment, such as VA loans for veterans and USDA loans for eligible rural areas. Gold Standard Mortgage also provides assistance with down payment programs like CalHFA.
With a clear six-step process, Gold Standard Mortgage aims to simplify the loan journey for its clients. They are known for providing personalized guidance and helping borrowers navigate various loan types and requirements, ensuring they find the right product with competitive rates to suit their individual financial needs and property goals.
Company Information
Lender Type: Direct Lender
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Available Terms:
30 years
VA Home Loan
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
30 years
0
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
0
103%
Max LTV
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Refinance Loan
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Construction Loan
Loan Types:
Construction
Rate Types:
Interest-OnlyFixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
90%
Max LTV
CalHFA Program
Loan Types:
FHAConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Contact Information
548 W Cromwell Ave Ste. 104
Fresno, CA 93711
US
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Business Information
Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Direct Lender
Profile Views: 2
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