Norstar Mortgage Group Inc

Mortgage Lender serving San Antonio, TX

About Norstar Mortgage Group Inc

First Rate Mortgage operates as a dedicated mortgage broker committed to providing exceptional service for both residential and commercial real estate financing needs. With over 22 years of experience, the company serves as a crucial intermediary, connecting borrowers with a diverse network of lenders to secure optimal mortgage solutions.

Based in Fremont, California, First Rate Mortgage specializes in a wide array of home loan products including FHA, VA, Conventional, Jumbo, and various Refinance options like Cash-Out and FHA Streamline. They are particularly adept at assisting first-time homebuyers and are known for their comprehensive borrower education and quick 24-hour pre-approval process, differentiating themselves from mere pre-qualifications. Notably, they welcome borrowers across all credit spectrums, striving to find suitable financing for challenging cases.

Beyond residential mortgages, First Rate Mortgage extends its expertise to commercial developers, facilitating access to conventional, hard money, and private money loans across the entire United States. Their commitment to personalized service and navigating complex financial landscapes ensures clients receive tailored solutions, aiming for the best rates and terms to fit individual budgets and investment goals.

Company Information

Founded: 2002
Lender Type: Mortgage Broker
Headquarters: Fremont, CA

Licensed In

CAALL

Certifications & Credentials

FHA Approved

Digital Capabilities

Pre-Qualification Tool

Home Loan Products

Standard Home Loan Programs

Loan Types:
FHAVAConventionalJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

FHA Streamline Refinance

Loan Types:
RefinanceFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
No Income Verification

Commercial Loan Products

Commercial Real Estate Financing

Loan Types:
Hard Money LoanConventional CREBridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-Use

Contact Information

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Business Information

Category: Mortgage Lender
Location: San Antonio, TX
Status: Standard
Founded: 2002
Type: Mortgage Broker
Profile Views: 2

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