Southwest Funding

Mortgage Lender serving San Antonio, TX

About Southwest Funding

Directions Home Loan, operating as Directions Equity, LLC, is a dedicated residential mortgage lender based in San Antonio, Texas. With a strong commitment to quality customer service, the company positions itself as an expert in the home lending industry, guiding individuals through the process of purchasing or refinancing a home. They emphasize a personalized approach, offering free consultations to help borrowers navigate their options.

The lender provides a comprehensive suite of home loan programs, including conventional, FHA, USDA, and VA loans, alongside specialized offerings for unique borrower needs. These include tailored solutions for self-employed individuals with bank statement loans, programs for ITIN holders, and specific products for foreign nationals and real estate investors. Directions Home Loan is also equipped to assist with down payment assistance programs, striving to make homeownership accessible to a wider range of clients.

Directions Home Loan streamlines the mortgage journey with digital capabilities such as online applications, document uploads, and helpful mortgage calculators. They focus on understanding each applicant's unique financial situation, offering case-by-case evaluations for credit and employment histories, and are proud to operate as an equal housing lender in the state of Texas.

Company Information

Lender Type: Direct Lender
Headquarters: San Antonio, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Bank Statement Loan For Self-Employed Buyers

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

ITIN Home Loan Programs

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
ITIN ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Loans For Investors

Loan Types:
ConventionalNon-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full DocumentationBank Statement
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Down Payment Assistance

Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Contact Information

Fax: 210-802-4366

Professional Licenses

NMLS ID: 214519
1800 NE Interstate 410 Loop Ste 200
San Antonio, TX 78217
US
Mailing Address:
1800 NE Loop 410 Suite 200 San Antonio, TX 78217

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Business Information

Category: Mortgage Lender
Location: San Antonio, TX
Status: Standard
Type: Direct Lender
NMLS ID: 214519
Profile Views: 3

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