About National Pacific Mortgage
National Pacific Lending is a dedicated direct lender specializing in a comprehensive suite of residential mortgage solutions designed to meet diverse homeowner needs. The company offers a variety of loan products including Fixed Rate, Adjustable-Rate (ARM), and Refinance mortgages, as well as specialized Reverse Mortgages. They focus on helping individuals navigate the complexities of home financing, whether for purchasing a new home, lowering monthly payments, or utilizing existing home equity.
The lender emphasizes flexibility and security in its offerings. For instance, their Adjustable-Rate Mortgages are highlighted for maximizing buying power with lower initial interest rates, suitable for those planning shorter-term homeownership. Conversely, their Fixed Rate Mortgages provide stability and predictability, appealing to borrowers seeking consistent monthly payments over the long term. They also cater to specific demographics with government-backed options like FHA and VA loans, and provide solutions like Jumbo loans for higher-value properties.
National Pacific Lending is committed to empowering homeowners by providing tailored financial solutions that adapt to their unique circumstances and financial goals. Their expertise extends to helping seniors convert home equity into cash with Reverse Mortgages and assisting current homeowners in optimizing their financial situations through various refinance programs. The emphasis on transparency and personalized guidance aims to ensure borrowers make informed decisions about their mortgage.
The lender emphasizes flexibility and security in its offerings. For instance, their Adjustable-Rate Mortgages are highlighted for maximizing buying power with lower initial interest rates, suitable for those planning shorter-term homeownership. Conversely, their Fixed Rate Mortgages provide stability and predictability, appealing to borrowers seeking consistent monthly payments over the long term. They also cater to specific demographics with government-backed options like FHA and VA loans, and provide solutions like Jumbo loans for higher-value properties.
National Pacific Lending is committed to empowering homeowners by providing tailored financial solutions that adapt to their unique circumstances and financial goals. Their expertise extends to helping seniors convert home equity into cash with Reverse Mortgages and assisting current homeowners in optimizing their financial situations through various refinance programs. The emphasis on transparency and personalized guidance aims to ensure borrowers make informed decisions about their mortgage.
Company Information
Lender Type: Direct Lender
Certifications & Credentials
FHA ApprovedVA Approved
Home Loan Products
Reverse Mortgage Loans
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Mortgage Refinance Options
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
Fixed Rate Mortgage Loans
Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Adjustable-Rate Mortgage (ARM)
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score
Contact Information
1122 Willow St
San Jose, CA 95125
US
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Business Information
Category: Mortgage Lender
Location: San Jose, CA
Status: Standard
Type: Direct Lender
Profile Views: 2
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