Bay Area Loan

Mortgage Lender serving San Jose, CA

About Bay Area Loan

Bay Area Loan is a dedicated mortgage broker specializing in home financing solutions across California, with a particular focus on the Bay Area. Since its inception, the company has prioritized assisting families with their most significant investment, offering a personalized approach to navigating the complexities of home purchases and mortgage refinances. They are committed to finding the optimal loan program for each client's unique needs, emphasizing competitive rates and timely closings.

The team at Bay Area Loan prides itself on its professional mortgage consultants who provide expert guidance through the entire loan process. They offer a range of products including FHA, VA, Jumbo, and Conventional loans, alongside solutions for refinancing, cash-out refinancing, and home equity taps. Their commitment extends to helping clients achieve financial goals through lower interest rates and reduced monthly payments.

Bay Area Loan distinguishes itself by providing tailored assistance, whether for first-time homebuyers or those looking to consolidate debt. They also highlight specialized offerings like the Location Efficient Mortgage (LEM) in select markets and provide resources for programs such as the California Mortgage Assistance Relief Program, showcasing their dedication to supporting homeowners through various financial circumstances.

Company Information

Lender Type: Mortgage Broker

Licensed In

CAILWA

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years

Refinance and Home Equity Solutions

Loan Types:
RefinanceCash-Out RefinanceHELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years

Contact Information

1401 St Francis Dr
San Jose, CA 95125
US

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Business Information

Category: Mortgage Lender
Location: San Jose, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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