Michael Mohr

Mortgage California is a prominent mortgage provider focused on serving clients exclusively within the state of California. Established to deliver personalized financial solutions, the company specializes in a broad array of home loan products, including conventional, FHA, VA, and Jumbo loans. Their expertise extends to assisting clients with diverse needs, from purchasing single-family homes, condos, and multi-unit properties (up to 4 units) to facilitating various refinance and cash-out options.

The lender distinguishes itself by offering inclusive programs designed to cater to a wide spectrum of borrowers. This includes valuable low down payment options specifically beneficial for first-time homebuyers, alongside a robust suite of Non-QM solutions such as DSCR and bank statement loans. Mortgage California also supports foreign nationals and ITIN holders, demonstrating a commitment to serving underserved markets. They work with a broad range of credit profiles, from excellent to fair, typically requiring a minimum credit score of 620.

With a strong emphasis on transparency, competitive rates, and highly personalized service, Mortgage California aims to build lasting relationships with its clients, guiding them towards achieving their homeownership dreams. The company embraces digital convenience, offering a user-friendly online application portal and practical rate calculators to streamline the loan process. Their dedication to client satisfaction is reflected in their positive reputation, evidenced by a 4.8-star average rating on Google from over 150 reviews.