Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
Mortgage Broker serving Sacramento, CA
About Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
Golden Bay Mortgage Group, led by owners Rene Jacques and Cam Villa, is a dedicated mortgage broker based in Sacramento, CA. The company prides itself on offering personalized mortgage solutions, fast custom digital quotes, and competitive rates, all delivered with integrity. Their primary focus is on simplifying the home loan process for clients in the California market, ensuring a streamlined and hassle-free experience.
The group emphasizes efficiency, providing a completely online loan application and approval process designed to accelerate closing times, often in under 30 days. They cater to a broad range of residential financing needs, including options for first-time homebuyers and those looking to refinance their existing mortgages to achieve better financial terms or access home equity.
Golden Bay Mortgage Group provides a variety of loan options such as 15 and 30-year fixed-rate mortgages, adjustable-rate mortgages, FHA, VA, USDA, Jumbo, and even Reverse Mortgages. They also offer tools like payment calculators and pre-approval letters to assist borrowers in making informed decisions. Their commitment to responsive service and competitive offerings is frequently highlighted in client testimonials.
The group emphasizes efficiency, providing a completely online loan application and approval process designed to accelerate closing times, often in under 30 days. They cater to a broad range of residential financing needs, including options for first-time homebuyers and those looking to refinance their existing mortgages to achieve better financial terms or access home equity.
Golden Bay Mortgage Group provides a variety of loan options such as 15 and 30-year fixed-rate mortgages, adjustable-rate mortgages, FHA, VA, USDA, Jumbo, and even Reverse Mortgages. They also offer tools like payment calculators and pre-approval letters to assist borrowers in making informed decisions. Their commitment to responsive service and competitive offerings is frequently highlighted in client testimonials.
Company Information
Lender Type: Mortgage Broker
Headquarters: Sacramento, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
30-Year Fixed-Rate Mortgage
Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
30 years
15-Year Fixed-Rate Mortgage
Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years
FHA Loans
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Adjustable-Rate Mortgage (ARM)
Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
VA Loans
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Jumbo Loans
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA 203k Renovation Loans
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
HARP Refinance Program
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Contact Information
3900 Lennane Dr STE 200
Sacramento, CA 95834
US
Mailing Address:
3900 Lennane Dr. Ste., 200 Sacramento, CA 95834
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Business Information
Category: Mortgage Broker
Location: Sacramento, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1403489
Profile Views: 1
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