Local Lending Oklahoma

Mortgage Lender serving Oklahoma City, OK

About Local Lending Oklahoma

Local Lending Oklahoma, based in Oklahoma City, OK, is a dedicated mortgage broker committed to assisting individuals and families throughout the greater Oklahoma City region, including surrounding communities like Edmond, Mustang, and Norman. With a mission to uphold high standards in the mortgage industry, the company focuses on guiding clients through the complexities of the home loan process, helping them confidently select from available options and achieve homeownership.

The firm distinguishes itself by offering a variety of purchase and refinancing options, including conventional, FHA, VA, USDA, Jumbo, Bank Statement, and DSCR loans. They combine the personalized "human touch" of local mortgage brokers with cutting-edge technology, such as their secured borrower portal and online application tools, to ensure a faster, easier, and more enjoyable loan experience, aiming for on-time closings. They specifically cater to first-time homebuyers and those looking to refinance or access home equity.

Local Lending Oklahoma emphasizes client education, providing resources like mortgage calculators and insights into factors impacting mortgage approvals, such as credit scores (minimum 620 generally required), income stability, and down payment options (ranging from 0%). Their commitment to quality customer service and transparency has earned them positive testimonials from clients who value their responsiveness and supportive approach to achieving their homeownership dreams.

Company Information

Lender Type: Mortgage Broker
Headquarters: Oklahoma City, OK

Licensed In

OK

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing

Home Loan Products

Comprehensive Home Loan Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceBank StatementDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
620
Min Credit Score

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Oklahoma City, OK
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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