Cross Timbers Mortgage NMLS #1018322

Mortgage Lender serving Oklahoma City, OK

About Cross Timbers Mortgage NMLS #1018322

Cross Timbers Mortgage is a dedicated mortgage broker focused on streamlining the homeownership and refinancing process for clients in Oklahoma. The firm emphasizes a cutting-edge technological approach to secure fast loan commitments and expedite closings, guiding borrowers through a precise 7-step process from initial consultation to receiving their new home keys.

As licensed Mortgage Loan Officers (MLOs), Cross Timbers Mortgage distinguishes itself by offering access to a wide array of loan products from various lenders, unlike traditional banks that provide only their own. This extensive network allows them to find competitive interest rates and terms tailored to diverse financial situations, including those with inconsistent income, lower credit, self-employment, or investment goals.

Cross Timbers Mortgage prides itself on its in-house handling of the entire loan transaction, fostering close relationships with underwriters and other parties to resolve issues swiftly and efficiently. They serve as valuable intermediaries, managing paperwork and advocating for their clients' best interests throughout the homebuying or refinancing journey, particularly specializing in FHA, VA, Conventional, and Jumbo loan programs.

Company Information

Lender Type: Mortgage Broker

Licensed In

OK

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

Jumbo Loan Program

Loan Types:
JumboNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
20%
Min Down Payment
80%
Max LTV
700
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Refinance Program

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Contact Information

1000 W Wilshire Blvd Suite 364
Oklahoma City, OK 73049
US

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Business Information

Category: Mortgage Lender
Location: Oklahoma City, OK
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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