About Eloan4Home
ELOAN4HOME is a full-service mortgage company based in Sacramento, California, specializing in a comprehensive range of home loan options. Serving Sacramento, Elk Grove, and surrounding cities within Sacramento and Placer counties, the company is dedicated to helping individuals achieve homeownership and secure favorable refinancing terms.
The lender offers a robust portfolio of conventional, FHA, VA, and Jumbo loans, alongside specialized programs designed for unique financial situations. These niche offerings include DSCR loans for investors, Bank Statement loans for self-employed individuals, and specific programs catering to First-Time Homebuyers and 1099 contractors, highlighting their flexibility and broad accessibility.
With a focus on client success and satisfaction, ELOAN4HOME leverages digital capabilities such as online applications, pre-qualification tools, and mortgage calculators to streamline the loan process. They provide both fixed-rate and adjustable-rate mortgage options, ensuring borrowers can find a solution that aligns with their financial goals and risk tolerance.
The lender offers a robust portfolio of conventional, FHA, VA, and Jumbo loans, alongside specialized programs designed for unique financial situations. These niche offerings include DSCR loans for investors, Bank Statement loans for self-employed individuals, and specific programs catering to First-Time Homebuyers and 1099 contractors, highlighting their flexibility and broad accessibility.
With a focus on client success and satisfaction, ELOAN4HOME leverages digital capabilities such as online applications, pre-qualification tools, and mortgage calculators to streamline the loan process. They provide both fixed-rate and adjustable-rate mortgage options, ensuring borrowers can find a solution that aligns with their financial goals and risk tolerance.
Company Information
Lender Type: Direct Lender
Headquarters: Sacramento, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
FHA Home Loan Program
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
3.5%
Min Down Payment
VA Home Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
Conventional Home Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Jumbo Loan Program
Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV
DSCR Loan Program
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Bank Statement Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
1099 Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
1099 ContractorSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Self-Employed Program
Contact Information
455 Capitol Mall #335
Sacramento, CA 95811
US
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Business Information
Category: Mortgage Broker
Location: Sacramento, CA
Status: Standard
Type: Direct Lender
Profile Views: 1
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