Byron Hendrick - Keller Williams

Byron Hendrick is a Realtor associated with Keller Williams, operating with California License #: CA 01103774. While primarily a real estate agent, the provided content includes a comprehensive 'First-Time Homebuyer's Guide' that delves into securing financing, discussing various mortgage loan types and general financing concepts.

The guide serves as an educational resource for potential homebuyers, explaining aspects like down payments (mentioning as low as 5% or less), interest rates, and loan terms (15, 20, or 30 years for fixed-rate mortgages). It also touches upon the role of a 'lender' and 'mortgage loans' in the homebuying process, although it positions Byron Hendrick as an agent who guides clients through finding financing rather than being a direct lender or mortgage broker.

As a real estate professional, Byron Hendrick focuses on educating and advocating for homebuyers throughout their journey, from identifying home criteria to making offers. The content indicates a specialization in assisting first-time homebuyers and emphasizes the importance of understanding the financing aspects, including leveraging down payment assistance programs and navigating credit scores, though specific loan products are generalized to common types like FHA, VA, and Conventional.