About Atlantic Mortgage Consultants
Atlantic Mortgage Consultants is a dedicated mortgage provider based in Fernandina Beach, Florida, serving clients in the residential lending industry. The company prides itself on its commitment to quality customer service, prioritizing the needs of its clients throughout the entire home loan process. They offer a diverse portfolio of loan programs, including options for purchases, refinances, and various specialized lending needs.
The firm guides borrowers through every step, from pre-qualification to closing, emphasizing transparency and informed decision-making. They utilize a comprehensive approach to assess a borrower's financial profile, focusing on both ability and willingness to repay. Their experienced professionals leverage expertise in mortgage programs and rates to recommend suitable solutions, ensuring clients understand critical documents like the Loan Estimate.
Atlantic Mortgage Consultants also educates clients on the importance of credit health, providing insights into credit reports and FICO scores. They identify factors that contribute to an A+ borrower status, noting that a score of 680 and above is considered excellent. Their client-centric philosophy, combined with a broad range of loan offerings, aims to simplify the mortgage experience for homebuyers.
The firm guides borrowers through every step, from pre-qualification to closing, emphasizing transparency and informed decision-making. They utilize a comprehensive approach to assess a borrower's financial profile, focusing on both ability and willingness to repay. Their experienced professionals leverage expertise in mortgage programs and rates to recommend suitable solutions, ensuring clients understand critical documents like the Loan Estimate.
Atlantic Mortgage Consultants also educates clients on the importance of credit health, providing insights into credit reports and FICO scores. They identify factors that contribute to an A+ borrower status, noting that a score of 680 and above is considered excellent. Their client-centric philosophy, combined with a broad range of loan offerings, aims to simplify the mortgage experience for homebuyers.
Company Information
Lender Type: Direct Lender
Headquarters: Fernandina Beach, FL
Licensed In
FL
Certifications & Credentials
NMLS Licensed
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
FHA Loans
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
VA Loans
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
USDA Loans
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Foreign National Loans
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Non-QM Loans
Loan Types:
Non-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Reverse Mortgage Loans
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Home Equity Loan
Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score
Commercial Loan Products
Commercial Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
128 Chestnut St
Philadelphia, PA 19106
US
Mailing Address:
1601 Nectarine Street, Suite H-7 Fernandina Beach, FL 32034
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Business Information
Category: Mortgage Broker
Location: Philadelphia, PA
Status: Standard
Type: Direct Lender
NMLS ID: 141428
Profile Views: 0
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