FindHomeLenders

Mortgage Lenders in Florida

428 mortgage lenders listed across 73 cities in Florida.

Mortgage Lenders in Florida by the numbers

Of the 212 mortgage lenders in Florida that publish their loan programs, 153 (72%) offer conventional loans, 127 (60%) offer FHA loans and 127 (60%) offer VA loans.

Conventional loans153 of 212 (72%)
FHA loans127 of 212 (60%)
VA loans127 of 212 (60%)
Jumbo loans98 of 212 (46%)
First-time buyer programs87 of 212 (41%)
USDA loans73 of 212 (34%)
Reverse mortgages61 of 212 (29%)
HELOCs and home equity loans51 of 212 (24%)
Non-QM loans49 of 212 (23%)
Renovation and 203(k) loans39 of 212 (18%)
Construction loans36 of 212 (17%)
Down payment assistance33 of 212 (16%)
  • 50
    advertise 3.5% down or less, including 35 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 9 lenders accept 580 or lower
  • 77 / 15
    licensed in one state only / licensed nationwide (of 143 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 212 of 428 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Florida

Featured mortgage lenders in Florida

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Florida

Confirm the company is licensed in Florida on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.