Mortgage Brokers in Riverside, California

Connect with 77 trusted mortgage brokers serving Riverside and surrounding areas

77
Mortgage Brokers in Riverside
91
Total Mortgage Professionals
17
Listings With an NMLS ID

Top Mortgage Brokers in Riverside, California

Browse 77 local mortgage brokers who understand the Riverside market and can help you secure competitive mortgage rates and terms.

Mortgage Brokers in Riverside, CA by the numbers

Of the 15 mortgage brokers in Riverside, CA that publish their loan programs, 7 (47%) offer FHA loans, 7 (47%) offer VA loans and 6 (40%) offer conventional loans.

FHA loans7 of 15 (47%)
VA loans7 of 15 (47%)
Conventional loans6 of 15 (40%)
Jumbo loans5 of 15 (33%)
First-time buyer programs3 of 15 (20%)
USDA loans2 of 15 (13%)
Renovation and 203(k) loans2 of 15 (13%)
Reverse mortgages2 of 15 (13%)
Non-QM loans1 of 15 (7%)
Bank statement loans1 of 15 (7%)
Hard money and bridge loans1 of 15 (7%)
  • 3
    advertise 3.5% down or less, including 2 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 17 / 0
    licensed in one state only / licensed nationwide (of 19 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 15 of 77 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Brokers in other California cities

All 1823 mortgage brokers in California →

Why Choose Local Mortgage Brokers in Riverside?

Local Market Expertise

Riverside mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to California. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Riverside market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in Riverside?

Shortlist at least three mortgage brokers in Riverside, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in California, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the Riverside market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Riverside mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Riverside Mortgage Brokers?

Get matched with the perfect mortgage broker from our network of 77 local professionals