Mortgage Brokers in Orlando, Florida

Connect with 81 trusted mortgage brokers serving Orlando and surrounding areas

81
Mortgage Brokers in Orlando
127
Total Mortgage Professionals
16
Listings With an NMLS ID

Top Mortgage Brokers in Orlando, Florida

Browse 81 local mortgage brokers who understand the Orlando market and can help you secure competitive mortgage rates and terms.

Mortgage Brokers in Orlando, FL by the numbers

Of the 32 mortgage brokers in Orlando, FL that publish their loan programs, 28 (88%) offer conventional loans, 25 (78%) offer FHA loans and 25 (78%) offer VA loans.

Conventional loans28 of 32 (88%)
FHA loans25 of 32 (78%)
VA loans25 of 32 (78%)
First-time buyer programs19 of 32 (59%)
Jumbo loans15 of 32 (47%)
USDA loans13 of 32 (41%)
Non-QM loans9 of 32 (28%)
Bank statement loans8 of 32 (25%)
HELOCs and home equity loans7 of 32 (22%)
Reverse mortgages6 of 32 (19%)
Foreign national loans5 of 32 (16%)
Renovation and 203(k) loans5 of 32 (16%)
  • 8
    advertise 3.5% down or less, including 5 with a 0% down option (typically VA or USDA)
  • 400
    lowest advertised minimum credit score; 3 lenders accept 580 or lower
  • 26 / 3
    licensed in one state only / licensed nationwide (of 32 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 32 of 81 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Why Choose Local Mortgage Brokers in Orlando?

Local Market Expertise

Orlando mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to Florida. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Orlando market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in Orlando?

Shortlist at least three mortgage brokers in Orlando, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in Florida, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the Orlando market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Orlando mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Orlando Mortgage Brokers?

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