Southeast Financial Credit Union
Credit Union
NMLS #403243
444 James Robertson Pkwy # 100, Nashville, TN, 37219
Fixed Rate ARM Conventional
FHA
VA
First-Time Buyer
Credit Unions in Nashville, Tennessee
Connect with 3 trusted credit unions serving Nashville and surrounding areas
3
Credit Unions in Nashville
59
Total Mortgage Professionals
3
Listings With an NMLS ID
Top Credit Unions in Nashville, Tennessee
Browse 3 local credit unions who understand the Nashville market and can help you secure competitive mortgage rates and terms.
Cornerstone Financial Credit Union
Credit Union
NMLS #619380
Fixed Rate ARM Conventional
First-Time Buyer
Ascend Federal Credit Union
Credit Union
NMLS #451452
Fixed Rate ARM Conventional
FHA
VA
First-Time Buyer
Credit Unions in Nashville, TN by the numbers
Of the 3 credit unions in Nashville, TN that publish their loan programs, 3 (100%) offer conventional loans, 3 (100%) offer first-time buyer programs and 2 (67%) offer FHA loans.
Conventional loans3 of 3 (100%)
First-time buyer programs3 of 3 (100%)
FHA loans2 of 3 (67%)
VA loans2 of 3 (67%)
Jumbo loans2 of 3 (67%)
Down payment assistance1 of 3 (33%)
Construction loans1 of 3 (33%)
HELOCs and home equity loans1 of 3 (33%)
Physician loans1 of 3 (33%)
- 2advertise 3.5% down or less, including 1 with a 0% down option (typically VA or USDA)
Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 3 of 3 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.
Other Mortgage Professionals in Nashville
Why Choose Local Credit Unions in Nashville?
Local Market Expertise
Nashville credit unions have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to Tennessee. This expertise can help you navigate the local market more effectively.
Personalized Service
Working with local credit unions means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.
Competitive Rates & Terms
Local credit unions often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Nashville market.
Community Connections
Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.
Frequently Asked Questions
How do I choose the right credit union in Nashville?
Shortlist at least three credit unions in Nashville, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in Tennessee, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.
What questions should I ask a credit union?
Ask about their experience in the Nashville market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.
Are Nashville credit unions better than online lenders?
Local credit unions offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.
Ready to Connect with Nashville Credit Unions?
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