western mortgage corporation

Mortgage Broker serving Houston, TX

About western mortgage corporation

Western Mortgage, based in Houston, Texas, serves as a direct lender offering a comprehensive suite of home loan solutions. The company specializes in originating a diverse range of mortgage products, including Conventional, FHA, VA, USDA, Jumbo, Reverse, and Construction loans. They are particularly adept at assisting various borrower profiles, from first-time homebuyers and veterans to individuals with varying credit scores and those seeking financing for rural properties.

While Western Mortgage originates loans, they primarily operate by selling these loans to the secondary market, allowing them to consistently provide capital for new borrowers. This model enables them to focus on a streamlined and efficient origination process, aiming to make the complex mortgage journey "fast, easy, and enjoyable" for their clients. Their offerings extend to specialized products like DSCR and Foreign National loans, catering to investors and international clients.

With a physical presence in Houston and robust digital capabilities such as online applications and rate calculators, Western Mortgage combines personalized guidance with modern convenience. Their commitment to facilitating homeownership is evident in their wide variety of loan programs designed to meet diverse financial situations and housing goals.

Company Information

Lender Type: Direct Lender
Headquarters: Houston, TX

Licensed In

TX

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

Construction Loan Program

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

DSCR Loan Program

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)Single-Family Home
Occupancy Types:
Investment Property
Employment Types:
InvestorSelf-EmployedBusiness Owner
Income Verification:
No Income Verification

Foreign National Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Foreign National Program

Non-QM Loan Program

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Bank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement Program

Refinance Loan Program

Loan Types:
RefinanceCash-Out RefinanceConventionalFHAVAUSDAJumboNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Contact Information

Fax: 713-467-7933

Professional Licenses

NMLS ID: 328188
9219 Katy Fwy # 115
Houston, TX 77024
US
Mailing Address:
9219 Katy Freeway, Suite 115 Houston, TX 77024

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Business Information

Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Type: Direct Lender
NMLS ID: 328188
Profile Views: 1

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