United First Capital LLC.

South End Capital, founded in 2009, is a division of Stearns Bank, NA, a $3.2 billion national financial institution. They focus on customer service, transparency, and ethical practices, concentrating on providing non-conforming borrowers with competitive and affordable loan options.

The company operates as a direct lender for commercial real estate, investment residential, business, SBA, USDA, and equipment financing. They also administer a technology-based intermediary loan marketplace, facilitating loan placements they cannot fund in-house through a strategic network of lending partners.

South End Capital lends in all 50 states plus Washington, DC. They offer various programs including Fast Capital, Credit Lines, SBA/Bank loans, and Equipment financing, catering to business owners with specialized needs such as purchasing or starting a business, construction, renovations, and real estate financing.