Unico Mortgage

Mortgage Lender serving Los Angeles, CA

About Unico Mortgage

Fortitude Real Estate Loans, led by Principal Broker Owner Benjamin Pruett, has been serving clients in California, primarily from the Los Angeles area, since its founding around 2020. As a mortgage broker, the company specializes in connecting borrowers with a diverse array of home loan and commercial real estate financing solutions from leading national lenders.

The firm distinguishes itself by offering a broad range of loan options, including conventional, FHA, VA, USDA, jumbo, HELOCs, and specialized programs like FHA 203k and fix & flip financing. They emphasize providing competitive pricing and personalized guidance to meet individual financing needs, whether for home purchases, refinancing, or construction.

Fortitude Real Estate Loans is committed to a client-centric approach, prioritizing privacy and offering a no-obligation rate quote. Their focus on navigating the complexities of the mortgage market and assisting first-time homebuyers, veterans, and real estate investors underscores their dedication to facilitating property ownership across California.

Company Information

Founded: 2020
Lender Type: Mortgage Broker
Headquarters: Los Angeles, CA

Licensed In

CA

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

FHA 203k Renovation Loan

Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramNo PMI Program
0

USDA Loan

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0

Home Equity Line Of Credit (HELOC)

Loan Types:
HELOCSecond MortgageHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Available Terms:
10 years20 years

Reverse Mortgage (HECM)

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired

Fix & Flip Financing

Loan Types:
Hard MoneyBridge
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Special Programs:
Self-Employed Program

ADU Loan Options

Loan Types:
Home Equity LoanSecond MortgageRefinance
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
90%
Max LTV

Purchase Home Loans

Loan Types:
ConventionalFHAVAUSDAJumboConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment Program

Refinancing Home Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Commercial Loan Products

Commercial Real Estate Loan

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)Mixed-UseOfficeRetail

Contact Information

6820 S La Tijera Blvd # 204
Los Angeles, CA 90045
US

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Business Information

Category: Mortgage Lender
Location: Los Angeles, CA
Status: Standard
Founded: 2020
Type: Mortgage Broker
NMLS ID: 1910649
Profile Views: 0

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