About Unico Mortgage
Fortitude Real Estate Loans, led by Principal Broker Owner Benjamin Pruett, has been serving clients in California, primarily from the Los Angeles area, since its founding around 2020. As a mortgage broker, the company specializes in connecting borrowers with a diverse array of home loan and commercial real estate financing solutions from leading national lenders.
The firm distinguishes itself by offering a broad range of loan options, including conventional, FHA, VA, USDA, jumbo, HELOCs, and specialized programs like FHA 203k and fix & flip financing. They emphasize providing competitive pricing and personalized guidance to meet individual financing needs, whether for home purchases, refinancing, or construction.
Fortitude Real Estate Loans is committed to a client-centric approach, prioritizing privacy and offering a no-obligation rate quote. Their focus on navigating the complexities of the mortgage market and assisting first-time homebuyers, veterans, and real estate investors underscores their dedication to facilitating property ownership across California.
The firm distinguishes itself by offering a broad range of loan options, including conventional, FHA, VA, USDA, jumbo, HELOCs, and specialized programs like FHA 203k and fix & flip financing. They emphasize providing competitive pricing and personalized guidance to meet individual financing needs, whether for home purchases, refinancing, or construction.
Fortitude Real Estate Loans is committed to a client-centric approach, prioritizing privacy and offering a no-obligation rate quote. Their focus on navigating the complexities of the mortgage market and assisting first-time homebuyers, veterans, and real estate investors underscores their dedication to facilitating property ownership across California.
Company Information
Founded: 2020
Lender Type: Mortgage Broker
Headquarters: Los Angeles, CA
Licensed In
CA
Digital Capabilities
Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment
Jumbo Loan
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score
FHA 203k Renovation Loan
Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramNo PMI Program
0
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0
Home Equity Line Of Credit (HELOC)
Loan Types:
HELOCSecond MortgageHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Available Terms:
10 years20 years
Reverse Mortgage (HECM)
Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Fix & Flip Financing
Loan Types:
Hard MoneyBridge
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Special Programs:
Self-Employed Program
ADU Loan Options
Loan Types:
Home Equity LoanSecond MortgageRefinance
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
90%
Max LTV
Purchase Home Loans
Loan Types:
ConventionalFHAVAUSDAJumboConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment Program
Refinancing Home Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Commercial Loan Products
Commercial Real Estate Loan
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)Mixed-UseOfficeRetail
Contact Information
Professional Licenses
NMLS ID: 1910649
6820 S La Tijera Blvd # 204
Los Angeles, CA 90045
US
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Business Information
Category: Mortgage Lender
Location: Los Angeles, CA
Status: Standard
Founded: 2020
Type: Mortgage Broker
NMLS ID: 1910649
Profile Views: 0
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