The Potempa Team - OneTrust Home Loans
Mortgage Lender serving Phoenix, AZ
About The Potempa Team - OneTrust Home Loans
The Potempa Team, operating as part of E Mortgage Capital, positions itself as a trusted mortgage advisor guiding clients through the home loan and refinancing process nationwide. With over 70 years of combined experience and having originated over $1 Billion in mortgages in the past year, they emphasize highly personalized service aimed at exceeding customer expectations and building trust.
This direct lender specializes in a comprehensive range of residential loan products including Conventional, FHA, VA, USDA, and Jumbo loans. They are particularly noted for their commitment to providing fast turn times and offering tailored solutions for diverse borrower needs, such as first-time homebuyers, those seeking low down payment options, and self-employed individuals. Their focus extends to both home purchases and mortgage refinancing, including cash-out opportunities.
The Potempa Team leverages digital tools like online pre-qualification and rate calculators to streamline the initial stages of the loan process, allowing potential borrowers to explore options without impacting their credit. Licensed in all 50 states, they combine broad reach with a customer-centric approach, making them a significant player in the residential mortgage market.
This direct lender specializes in a comprehensive range of residential loan products including Conventional, FHA, VA, USDA, and Jumbo loans. They are particularly noted for their commitment to providing fast turn times and offering tailored solutions for diverse borrower needs, such as first-time homebuyers, those seeking low down payment options, and self-employed individuals. Their focus extends to both home purchases and mortgage refinancing, including cash-out opportunities.
The Potempa Team leverages digital tools like online pre-qualification and rate calculators to streamline the initial stages of the loan process, allowing potential borrowers to explore options without impacting their credit. Licensed in all 50 states, they combine broad reach with a customer-centric approach, making them a significant player in the residential mortgage market.
Company Information
Lender Type: Direct Lender
Total Loans Originated: $1 Billion in mortgages over the past year
Licensed In
ALL
Digital Capabilities
Online Application
Pre-Qualification Tool
Rate Calculator
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
VA Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Home Refinance Options
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Contact Information
Fax: 480-393-7023
Professional Licenses
NMLS ID: 454708
5450 E High St #275
Phoenix, AZ 85054
US
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Business Information
Category: Mortgage Lender
Location: Phoenix, AZ
Status: Standard
Type: Direct Lender
NMLS ID: 454708
Loans Originated: $1 Billion in mortgages over the past year
Profile Views: 1
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