Team Lauer: Mortgage Lenders and Realtors

Mortgage Lender serving Granite Bay, CA

About Team Lauer: Mortgage Lenders and Realtors

Team Lauer operates as a dedicated mortgage lender and real estate agency, serving the Roseville area and surrounding communities in California. They are committed to guiding clients through the complexities of real estate transactions, offering expertise in both securing optimal mortgage deals and navigating the local housing market. Their team of qualified professionals provides in-depth knowledge of regional lending options, ensuring personalized assistance for each client's unique needs.

Specializing in a diverse portfolio of home loan products, Team Lauer offers conventional, FHA, VA, and USDA loans, alongside Home Equity Lines of Credit (HELOCs). They cater to a broad spectrum of borrowers, including first-time homebuyers who can benefit from government-backed programs with flexible credit and down payment requirements, as well as seasoned property owners and investors seeking financing for rental properties. The lender emphasizes finding tailored solutions to fit individual financial circumstances.

Team Lauer prides itself on delivering a streamlined process with competitive rates and terms. Their client-centric approach focuses on educating borrowers about mortgage options, interest rate factors, and effective strategies for securing favorable financing. With a strong commitment to customer satisfaction, they aim to provide a reliable and excellent service throughout the entire home-buying and refinancing journey.

Company Information

Lender Type: Direct Lender
Headquarters: Granite Bay, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV

HELOC Program

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Contact Information

6085 Douglas Blvd
Granite Bay, CA 95746
US
Mailing Address:
6085 Douglas Blvd Granite Bay, CA 95746

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Business Information

Category: Mortgage Lender
Location: Granite Bay, CA
Status: Standard
Type: Direct Lender
Profile Views: 1

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