Tammy Kay and Associates - BHHS PenFed Realty

This website appears to be for a real estate agent, Tammy Kay, working under the brokerage of Berkshire Hathaway HomeServices PenFed Realty. The site focuses on helping users find an agent and search for properties.

There is no information about mortgage lending services directly on the provided pages. The primary call to action is to connect users with real estate agents within the Berkshire Hathaway HomeServices PenFed Realty network.

Without additional content, it's impossible to extract specific details about loan products, services, or company history.