Southern Mortgage Corp.

Mortgage Broker serving Atlanta, GA

About Southern Mortgage Corp.

Southern Mortgage Corp is an Atlanta, Georgia-based mortgage broker dedicated to guiding clients through the complexities of home financing. Established with a focus on personalized service, the company offers a diverse portfolio of loan programs designed to meet a wide range of borrower needs, from first-time homebuyers to those seeking refinance or specialized options like Foreign National loans.

The firm emphasizes a customer-centric approach, providing clear explanations of the loan process and offering multiple online application options to ensure convenience. They distinguish themselves by connecting borrowers with suitable mortgage programs tailored to their unique financial situations, whether it's navigating FHA requirements or securing a conventional loan with competitive terms.

Through their team of experienced loan officers, Southern Mortgage Corp aims to simplify the mortgage journey. Their commitment to transparency, coupled with tools like mortgage calculators and pre-qualification services, empowers clients to make informed decisions and confidently achieve their homeownership goals.

Company Information

Lender Type: Mortgage Broker
Headquarters: ATLANTA, GA

Licensed In

GA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
5%
Min Down Payment

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Refinance Loan Program

Loan Types:
RefinanceCash-Out RefinanceHome Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestor
Income Verification:
Full Documentation

Foreign National Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Commercial Loan Products

Commercial Loan Programs

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Professional Licenses

NMLS ID: 1794776
400 Galleria Pkwy Suite 1500
Atlanta, GA 30339
US
Mailing Address:
400 Galleria Pkwy SE Ste 1500 ATLANTA, GA 30339

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Business Information

Category: Mortgage Broker
Location: Atlanta, GA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1794776
Profile Views: 1

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