SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts

Mortgage Broker serving Pasadena, CA

About SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts

SMPL Mortgage, operating under the licensed mortgage brokerage C2 Financial Corporation (NMLS# 135622), serves clients exclusively within the state of California. As a dedicated mortgage advisor and loan officer, SMPL Mortgage specializes in guiding individuals through the complex home financing process, emphasizing strategic financial planning and education to empower clients.

The firm distinguishes itself by offering a comprehensive suite of home loan solutions, including conventional first mortgages, cash-out refinances, traditional fixed-rate second mortgages, flexible Home Equity Lines of Credit (HELOCs), and reverse mortgages. They particularly focus on educating homeowners on accessing and leveraging their home equity strategically for various financial goals, whether short-term needs or long-term investment planning.

With a strong commitment to client empowerment and financial literacy, SMPL Mortgage provides personalized guidance and leverages partnerships with FHA-approved lenders to ensure a broad range of options. Their approach is centered on helping clients make informed decisions about their largest asset, fostering smart borrowing and repayment strategies for sustained financial well-being.

Company Information

Lender Type: Mortgage Broker
Headquarters: Pasadena, CA

Licensed In

CA

Certifications & Credentials

NMLS Licensed (C2 Financial Corporation)

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

First Mortgage Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Second Mortgage Programs

Loan Types:
Second MortgageCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

Professional Licenses

NMLS ID: 135622
99 S Lake Ave Ste 207
Pasadena, CA 91101
US

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Business Information

Category: Mortgage Broker
Location: Pasadena, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 135622
Profile Views: 1

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