Simons & Leoni Home Loans

Mortgage Broker serving Tampa, FL

About Simons & Leoni Home Loans

Simons & Leoni Home Loans, LLC operates as a dedicated mortgage broker based in Tampa, Florida, serving clients across Florida, Georgia, Oregon, and Washington. Founded on principles of Experience, Commitment, Integrity, and Accountability, the company prides itself on guiding clients through the mortgage process with transparency and personalized support, aiming for no surprises at closing.

Specializing as "New Construction Mortgage Experts," Simons & Leoni offers a tailored roadmap for home buyers building new homes, often closing move-in ready inventory in as little as 14 days. Unlike larger banks, they leverage a diverse network of lending partners to provide a wide array of customized loan solutions, including conventional, FHA, VA, USDA, and jumbo loans, with a focus on 'common sense underwriting' to approve loans efficiently.

The firm distinguishes itself with strong customer service, being available seven days a week. They also cater to unique borrower needs, offering specialized programs for self-employed individuals and real estate investors, including non-traditional options that may not require tax returns or standard income verification. Additionally, they provide credit solutions to help clients improve scores for better rates.

Company Information

Lender Type: Mortgage Broker
Headquarters: Tampa, FL

Licensed In

FLGAORWA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool
Digital Document Upload

Home Loan Products

Fixed-Rate Mortgages

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Adjustable Rate Mortgages (ARMs)

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation

Government-Backed Loans

Loan Types:
FHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Refinance Solutions

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

New Construction Loans

Loan Types:
ConstructionConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer

Non-Traditional Loans for Self-Employed & Investors

Loan Types:
Non-QMBank StatementDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Excellent (740+)

Contact Information

3902 Henderson Blvd #204-384
Tampa, FL 33629
US
Mailing Address:
701 N. Westshore Blvd, Suite 284 Tampa, FL 33609

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Business Information

Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 8768
Profile Views: 1

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