About Scott Kirkland NMLS 212843
Root Mortgage, founded in 2014, set out to revolutionize the mortgage industry by leveraging the latest technology to streamline the home loan process. This forward-thinking approach allows them to offer highly personalized service while minimizing the traditional complexities and delays associated with mortgage applications. They pride themselves on a 100% online loan application process and a commitment to prompt closings, often achieving them in under 30 days.
The company caters to a diverse range of borrowers, including first-time homebuyers, growing families looking to upsize, and experienced real estate investors. Root Mortgage emphasizes its role as a dedicated resource, aiming to educate clients, build lasting relationships, and prioritize service over sales. Their comprehensive suite of products is designed to fit a variety of household needs and financial goals.
Headquartered in Clackamas, OR, Root Mortgage operates as a division of Root Executives, LLC, holding licenses in Oregon, Washington, and Arizona. Their commitment to transparency and client satisfaction is underpinned by their advanced mobile app, which allows users to apply, upload documents, and utilize a loan repayment calculator, embodying their mission to make the home lending experience simple and enjoyable.
The company caters to a diverse range of borrowers, including first-time homebuyers, growing families looking to upsize, and experienced real estate investors. Root Mortgage emphasizes its role as a dedicated resource, aiming to educate clients, build lasting relationships, and prioritize service over sales. Their comprehensive suite of products is designed to fit a variety of household needs and financial goals.
Headquartered in Clackamas, OR, Root Mortgage operates as a division of Root Executives, LLC, holding licenses in Oregon, Washington, and Arizona. Their commitment to transparency and client satisfaction is underpinned by their advanced mobile app, which allows users to apply, upload documents, and utilize a loan repayment calculator, embodying their mission to make the home lending experience simple and enjoyable.
Company Information
Founded: 2014
Lender Type: Mortgage Broker
Headquarters: Clackamas, OR
Licensed In
ORWAAZ
Certifications & Credentials
NMLS Licensed
Digital Capabilities
Online Application
Mobile App
Digital Document Upload
Rate Calculator
Home Loan Products
Conventional Loan Product
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
FHA Loan Product
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years20 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
USDA Loan Product
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
VA Loan Product
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
Jumbo Loan Product
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Home Equity Line of Credit (HELOC)
Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
Contact Information
Fax: 503.208.8708
Professional Licenses
NMLS ID: 1830982
10151 SE Sunnyside Rd #220
Clackamas, OR 97015
US
Mailing Address:
10151 SE Sunnyside Rd, #220 Clackamas, OR 97015
Get a Free Quote
Thank you! Your request has been sent. We will contact you soon.
An error occurred. Please try again.
Business Information
Category: Mortgage Lender
Location: Clackamas, OR
Status: Standard
Founded: 2014
Type: Mortgage Broker
NMLS ID: 1830982
Profile Views: 1
Advertisement Space