Russell Stout

Mortgage Lender serving Austin, TX

About Russell Stout

Texas Mortgage Consultants, based in Austin, TX, is a dedicated full-service residential mortgage broker led by Russell Stout. Established with a commitment to client education and unparalleled customer service, the company specializes in connecting homebuyers across Texas with a wide array of loan programs tailored to their specific needs.

What sets Texas Mortgage Consultants apart is their fundamental identity as a mortgage broker. They actively work with multiple lenders, allowing them to diligently shop for and secure the best possible rates and loan terms for their clients. This approach often translates to significant savings in both time and money for borrowers, as they are not limited to the offerings of a single institution, unlike traditional mortgage bankers.

With a focus on efficiency and personalized guidance, Texas Mortgage Consultants prides itself on serving as a trusted resource throughout the entire loan process, from initial application to closing. Their commitment to transparency and finding optimal solutions has earned them a strong reputation among families seeking homeownership in the diverse communities throughout the state of Texas.

Company Information

Founded: 2018
Lender Type: Mortgage Broker
Headquarters: Austin, TX

Licensed In

TX

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional Loan

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3%
Min Down Payment

FHA Home Loan

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

VA Home Loan

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
580
Min Credit Score

USDA Home Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
640
Min Credit Score

Contact Information

8805 Lemens Spice Trail
Austin, TX 78750
US
Mailing Address:
8805 Lemens Spice Trail Austin, TX 78750

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Business Information

Category: Mortgage Lender
Location: Austin, TX
Status: Standard
Founded: 2018
Type: Mortgage Broker
NMLS ID: 1843758
Profile Views: 1

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