About Rosegate Mortgage
Rosegate Mortgage, LLC, established in 2020, operates as a dedicated direct lender focused on simplifying the mortgage process for homeowners across numerous states. The company offers a comprehensive suite of home loan products, including Conventional, VA, FHA, and Jumbo loans, alongside various refinance options like Rate & Term and Cash-Out Refinances, and Adjustable-Rate Mortgages.
Rosegate distinguishes itself by prioritizing transparency and ease, leveraging digital tools such as online calculators and pre-qualification capabilities to empower borrowers. They specifically cater to first-time homebuyers and veterans, offering tailored programs designed to facilitate accessible homeownership. Their commitment to clarity ensures borrowers understand their options clearly before committing to an application.
Headquartered in Charlotte, NC, Rosegate Mortgage is licensed in a wide array of states, underscoring its broad reach in the residential mortgage market. The firm's approach is centered on making mortgage financing straightforward and stress-free for a diverse clientele seeking primary residences.
Rosegate distinguishes itself by prioritizing transparency and ease, leveraging digital tools such as online calculators and pre-qualification capabilities to empower borrowers. They specifically cater to first-time homebuyers and veterans, offering tailored programs designed to facilitate accessible homeownership. Their commitment to clarity ensures borrowers understand their options clearly before committing to an application.
Headquartered in Charlotte, NC, Rosegate Mortgage is licensed in a wide array of states, underscoring its broad reach in the residential mortgage market. The firm's approach is centered on making mortgage financing straightforward and stress-free for a diverse clientele seeking primary residences.
Company Information
Founded: 2020
Lender Type: Direct Lender
Headquarters: Charlotte, NC
Licensed In
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Digital Capabilities
Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
Conventional Loans
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)
3%
Min Down Payment
620
Min Credit Score
VA Loans
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Poor (580-619)Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Rate & Term Refinance
Loan Types:
Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Cash-Out Refinance
Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
80%
Max LTV
620
Min Credit Score
Adjustable-Rate Mortgages (ARMs)
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Contact Information
11225 N Community House Rd Floor 8
Charlotte, NC 28277
US
Mailing Address:
11225 N Community House Rd, Charlotte, NC 28277
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Business Information
Category: Mortgage Lender
Location: Charlotte, NC
Status: Standard
Founded: 2020
Type: Direct Lender
NMLS ID: 2020757
Profile Views: 1
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