About RE/MAX First
Urban OKC Mortgage, a division of Amerifirst Financial, Inc. (NMLS ID: 3274), is a dedicated direct lender serving homebuyers and homeowners exclusively within Oklahoma. Since its parent company's founding in 1983, Urban OKC Mortgage has focused on providing comprehensive residential mortgage solutions, leveraging its direct lender status to offer greater control and efficiency throughout the loan process.
The lender distinguishes itself through a strong local presence in Oklahoma City and a commitment to making homeownership accessible for a diverse range of borrowers, including first-time homebuyers and self-employed individuals. They offer a broad spectrum of loan products, from conventional and government-backed options like FHA, VA, and USDA loans, to specialized Non-QM bank statement programs tailored for unique financial situations.
Urban OKC Mortgage prides itself on combining personalized local service with modern digital capabilities. Clients can benefit from a user-friendly online application portal, secure document uploads, real-time status updates, and electronic signatures, ensuring a smooth and convenient mortgage experience. Their dedication to client satisfaction is reflected in their A+ BBB rating and high Google review scores.
The lender distinguishes itself through a strong local presence in Oklahoma City and a commitment to making homeownership accessible for a diverse range of borrowers, including first-time homebuyers and self-employed individuals. They offer a broad spectrum of loan products, from conventional and government-backed options like FHA, VA, and USDA loans, to specialized Non-QM bank statement programs tailored for unique financial situations.
Urban OKC Mortgage prides itself on combining personalized local service with modern digital capabilities. Clients can benefit from a user-friendly online application portal, secure document uploads, real-time status updates, and electronic signatures, ensuring a smooth and convenient mortgage experience. Their dedication to client satisfaction is reflected in their A+ BBB rating and high Google review scores.
Company Information
Founded: 1983
Lender Type: Direct Lender
Headquarters: Oklahoma City, OK
Licensed In
OK
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
E-Signature
Real-Time Status Updates
Online Account Management
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramHomeReady ProgramHome Possible Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV
620
Min Credit Score
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV
640
Min Credit Score
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
700
Min Credit Score
Refinance Solutions
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Non-QM Bank Statement Loans
Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Contact Information
6501 Broadway Ext Suite 190
Oklahoma City, OK 73116
US
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Business Information
Category: Mortgage Broker
Location: Oklahoma City, OK
Status: Standard
Founded: 1983
Type: Direct Lender
NMLS ID: 3274
Profile Views: 1
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