Real Consultants Mortgage and Real Estate Services INC

Mortgage Lender serving El Paso, TX

About Real Consultants Mortgage and Real Estate Services INC

Real Consultants Mortgage and Real Estate Services Inc. is a dedicated mortgage broker based in Downey, California, committed to helping individuals and families navigate the complexities of home financing. With a focus on experience, knowledge, and trust, the company guides clients through their mortgage journey, whether they are buying a first home, moving to a new residence, or refinancing an existing property.

As seasoned mortgage professionals, Real Consultants distinguishes itself by prioritizing client education and support. They provide in-depth explanations of the loan process, from pre-qualification to closing, and assist borrowers in understanding crucial aspects like credit reports and income verification. Their approach is personalized, acknowledging that each applicant's situation is unique and aiming to find the most suitable loan solutions.

Real Consultants offers a comprehensive range of loan programs, including Conventional, FHA, VA, USDA, Non-QM, Reverse Mortgages, HELOCs, and specialized options like Foreign National and Probate & Estate loans. By offering various online tools and professional guidance, they strive to simplify the mortgage experience and empower borrowers to make informed decisions for achieving their homeownership dreams.

Company Information

Lender Type: Mortgage Broker
Headquarters: Downey, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

VA Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

USDA Loans

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

Non-QM Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionFull Documentation
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Poor (580-619)

HELOC/Home Equity Loans

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
620
Min Credit Score

Probate & Estate Loans

Loan Types:
BridgeHard MoneyPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second HomeTiny HomeModular HomeManufactured/Mobile HomeCo-op
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Asset DepletionNo Income Verification
Special Programs:
Asset Depletion Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)

Foster Care Mortgages

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRECommercial ConstructionBusiness AcquisitionCommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

221 N Kansas St Suite 734
El Paso, TX 79901
US

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: El Paso, TX
Status: Standard
Type: Mortgage Broker
Profile Views: 3

Advertisement Space