About Rateplicity Mortgage Corporation
Rateplicity Mortgage Corporation is an experienced mortgage broker, active in the industry for over 14 years, with an annual mortgage origination volume exceeding $3 billion. The company prides itself on simplifying the often-complex mortgage process, offering a streamlined approach designed to benefit borrowers.
Rateplicity specializes in a diverse range of home loan products, catering to various borrower needs from traditional financing to more specialized situations. Their offerings include Foreign National mortgages, Jumbo loans for higher-value properties, Cash-Out Refinances, and Non-QM loans designed for those who may not fit conventional lending criteria. They also provide standard Adjustable Rate, Bank Statement, Conventional, FHA, Fixed Rate, No Income Verification, Rate and Term Refinance, Reverse, USDA, and VA loan options.
The company leverages its broad network of lenders to connect clients with suitable mortgage solutions, as highlighted by their discussion of being a 'monoline' type entity with access to numerous lenders. Rateplicity is committed to providing efficient service, with a focus on client satisfaction and empowering borrowers through access to comprehensive loan options and professional guidance.
Rateplicity specializes in a diverse range of home loan products, catering to various borrower needs from traditional financing to more specialized situations. Their offerings include Foreign National mortgages, Jumbo loans for higher-value properties, Cash-Out Refinances, and Non-QM loans designed for those who may not fit conventional lending criteria. They also provide standard Adjustable Rate, Bank Statement, Conventional, FHA, Fixed Rate, No Income Verification, Rate and Term Refinance, Reverse, USDA, and VA loan options.
The company leverages its broad network of lenders to connect clients with suitable mortgage solutions, as highlighted by their discussion of being a 'monoline' type entity with access to numerous lenders. Rateplicity is committed to providing efficient service, with a focus on client satisfaction and empowering borrowers through access to comprehensive loan options and professional guidance.
Company Information
Founded: 2010
Lender Type: Mortgage Broker
Total Loans Originated: $3 billion annually
Certifications & Credentials
VA Approved
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Foreign National Mortgage Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Second HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Jumbo Home Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Cash Out Refinance
Loan Types:
Cash-Out RefinanceRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Non-QM Mortgage Loans
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 ContractorInvestor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
Adjustable Rate Mortgage (ARM)
Loan Types:
ConventionalJumbo
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Bank Statement Mortgage
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner1099 Contractor
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
Fixed Rate Loan
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementNo Income Verification
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
No Income Verification Loan
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestorRetired
Income Verification:
No Income Verification
Special Programs:
Self-Employed ProgramAsset Depletion Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
Rate and Term Refinance
Loan Types:
RefinanceConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
620
Min Credit Score
Contact Information
80 SW 8th St suite 2000
Miami, FL 33130
US
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Business Information
Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Founded: 2010
Type: Mortgage Broker
Loans Originated: $3 billion annually
Profile Views: 1
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