About Rate Leaf Mortgage
Rate Leaf is a prominent mortgage broker headquartered in Miami, FL, dedicated to streamlining the home buying and refinancing journey for clients nationwide. Emphasizing a personalized approach, they leverage a network of expert loan advisors and real estate professionals to provide tailored mortgage recommendations based on individual financial circumstances and credit profiles.
Beyond serving individual homebuyers, Rate Leaf distinguishes itself with its innovative 'Mortgage as a Service' platform. This unique offering empowers real estate brokers and independent loan officers to seamlessly integrate mortgage services into their existing businesses, providing access to Rate Leaf's advanced technology and a dedicated processing team. This partnership model allows real estate professionals to expand their offerings without extensive in-house resources, enhancing their value proposition to clients.
The company offers a comprehensive suite of home loan products, including Conventional, FHA, VA, USDA, Jumbo, and specialized options like Foreign National and Bank Statement loans for self-employed individuals and investors. They also provide commercial lending solutions, such as fix-and-flip loans and DSCR loans, catering to a diverse clientele and aiming to simplify complex mortgage processes through efficiency and expertise.
Beyond serving individual homebuyers, Rate Leaf distinguishes itself with its innovative 'Mortgage as a Service' platform. This unique offering empowers real estate brokers and independent loan officers to seamlessly integrate mortgage services into their existing businesses, providing access to Rate Leaf's advanced technology and a dedicated processing team. This partnership model allows real estate professionals to expand their offerings without extensive in-house resources, enhancing their value proposition to clients.
The company offers a comprehensive suite of home loan products, including Conventional, FHA, VA, USDA, Jumbo, and specialized options like Foreign National and Bank Statement loans for self-employed individuals and investors. They also provide commercial lending solutions, such as fix-and-flip loans and DSCR loans, catering to a diverse clientele and aiming to simplify complex mortgage processes through efficiency and expertise.
Company Information
Lender Type: Mortgage Broker
Headquarters: Miami, FL
Licensed In
ALL
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates
API Integration
Home Loan Products
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Veteran Program
0
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Low Down Payment ProgramHomeReady ProgramHome Possible Program
Available Terms:
30 years
3%
Min Down Payment
97%
Max LTV
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
3.5%
Min Down Payment
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Foreign National Program
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0
Refinance Programs
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Credit Tiers:
Bad (<580)Fair (620-679)Good (680-739)Excellent (740+)
HELOC
Loan Types:
HELOCHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Interest-Only Loans
Loan Types:
Interest-OnlyNon-QM
Rate Types:
Interest-Only
Property Types:
Investment Property
Occupancy Types:
Investment Property
Available Terms:
1 years2 years3 years
Bank Statement Loans
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Commercial Loan Products
Commercial Fix & Flip Loans
Loan Types:
Hard Money Loan
Property Types:
RetailIndustrial/WarehouseMixed-UseLandMultifamily (5+ units)Multifamily (5+ units)Multifamily (5+ units)
Industry Focus:
Real Estate Investors
DSCR (Debt-Service-Coverage-Ratio) Loans
Loan Types:
Conventional CREBridge LoanHard Money LoanCommercial RefinanceCommercial ConstructionBusiness AcquisitionEquipment FinancingSBA 7(a)SBA 504Bridge LoanHard Money LoanCommercial ConstructionBusiness AcquisitionCommercial RefinanceSBA 7(a)SBA 504
Property Types:
Multifamily (5+ units)Multifamily (5+ units)Multifamily (5+ units)Multifamily (5+ units)
Industry Focus:
Real Estate Investors
Contact Information
999 NE 125th St
Miami, FL 33161
US
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Business Information
Category: Mortgage Lender
Location: Miami, FL
Status: Standard
Type: Mortgage Broker
Profile Views: 1
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