Prosperity Financial Mortgage

Mortgage Lender serving Fort Worth, TX

About Prosperity Financial Mortgage

Prosperity Financial Mortgage positions itself as a dedicated mortgage broker focused on crafting tailored financing solutions for a diverse clientele. Since its inception, the company has committed to guiding individuals and families through the complexities of the home loan process, whether they are first-time homebuyers, seasoned investors, or existing homeowners seeking refinancing. They emphasize personalized support to align clients' financial goals with optimal mortgage options.

The firm offers a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs designed for unique financial situations. These include Bank Statement programs for self-employed borrowers, DSCR financing for investors, and FHA 203(k) loans for renovations. Prosperity Financial Mortgage is particularly adept at assisting clients with varying credit profiles, including those with lower FICO scores, and helps navigate options like down payment assistance and 100% financing for eligible borrowers.

Operating from Fort Worth, Texas, Prosperity Financial Mortgage combines accessible online tools, such as an online loan application and credit report payment options, with personalized guidance from their team. Their client testimonials consistently highlight the proactive and supportive approach of their loan officers, underscoring their commitment to turning homeownership and investment dreams into reality through customized mortgage strategies.

Company Information

Lender Type: Mortgage Broker
Headquarters: Fort Worth, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgages

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)

Adjustable Rate Mortgages (ARMs)

Loan Types:
ConventionalJumbo
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
3.5%
Min Down Payment

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0
100%
Max LTV

Cash-Out Refinance

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Bank Statement Loan Programs

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Construction to Perm Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

DSCR Financing

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Income Verification:
No Income Verification

Second Home Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Vacation/Second HomeCondoTownhouse
Occupancy Types:
Second Home

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

FHA 203(k) Renovation Loan

Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan

Down Payment Assistance Programs

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer

Commercial Loan Products

Mixed Use or Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Mixed-UseRetailOfficeIndustrial/WarehouseMultifamily (5+ units)

Contact Information

3616 Fleetwood Dr
Fort Worth, TX 76123
US
Mailing Address:
5500 E Loop 820 S Suite 101A, Fort Worth, TX 76119, USA

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Business Information

Category: Mortgage Lender
Location: Fort Worth, TX
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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