Prosper Home Mortgage

Mortgage Broker serving Millvale, PA

About Prosper Home Mortgage

Prosper Home Mortgage, a key part of Prosper Firm, was founded in 2019 and has quickly established itself as a prominent mortgage broker in the real estate financing sector, earning the title of Broker of the Year in 2020 and 2022. The company focuses on guiding clients through the complex loan application process, aiming to be the ultimate mortgage solution.

Servicing clients across eleven states, including Pennsylvania, Florida, and Texas, Prosper Home Mortgage offers a comprehensive suite of residential loan products. These include conventional, VA, FHA, Non-QM, and home equity lines of credit, catering to a diverse range of financial situations from first-time homebuyers to self-employed individuals seeking flexible financing.

Prosper Home Mortgage distinguishes itself through its commitment to transparent rates and closing costs, actively inviting clients to compare quotes to demonstrate potential savings. Their client-centric approach and dedication to personalized guidance aim to foster long-term relationships, making them a trusted partner in achieving homeownership goals.

Company Information

Founded: 2019
Lender Type: Mortgage Broker
Headquarters: Oakmont, PA

Licensed In

PAFLTXSCGANJOHILMIWICO

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramNo PMI Program
Available Terms:
8 years30 years
3%
Min Down Payment
97%
Max LTV

VA Loan Program

Loan Types:
VARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

FHA Loan Program

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time HomebuyerLow Down Payment Program
96.5%
Max LTV

Non-QM Loan Program

Loan Types:
Non-QM
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed Program

Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

Professional Licenses

NMLS ID: 1425476
200 Lincoln Ave
Millvale, PA 15209
US
Mailing Address:
428 Allegheny River Blvd. Oakmont, PA 15139

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Millvale, PA
Status: Standard
Founded: 2019
Type: Mortgage Broker
NMLS ID: 1425476
Profile Views: 1

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