Premier Nationwide Lending

Premier Nationwide Lending, operating as a DBA of Lower Holding Company, defines itself as a dedicated direct lender focused on making homeownership dreams a reality. With a strong emphasis on personalized guidance, as evidenced by borrower testimonials highlighting support through complex processes, they aim to simplify the mortgage journey for diverse borrowers. They are headquartered in Columbia, MD.

The company distinguishes itself by offering a comprehensive suite of home loan products designed to address a wide range of financial situations and property types. Their offerings extend beyond conventional loans to include specialized programs such as DSCR loans for property investors, flexible Non-QM options for unique income and credit profiles, and bridge loans for home sellers. They also provide essential government-backed loans like FHA, VA, and USDA loans, including zero-down options for rural homeowners.

Premier Nationwide Lending is committed to serving various borrower needs, from first-time homebuyers to high-earning individuals seeking jumbo financing, and those looking for cash-out refinance options. While specific digital capabilities are noted through their online application process and pre-qualification tools, their core philosophy appears to blend modern convenience with accessible, supportive loan officers dedicated to navigating every step of the closing process.