About PIF Lending
West Coast Mortgage Group, also known as PIF Lending, operates as a dedicated mortgage broker based in Clark County, Nevada. Distinguishing themselves from traditional banks and direct lenders, they prioritize the borrower's financial well-being by leveraging the unique advantages of the mortgage broker channel. Their core philosophy, the "Pay It Forward" Promise, focuses on transparency and significant cost savings for clients.
The firm specializes in a wide range of residential mortgage options including VA, FHA, Conventional, Jumbo, Refinance, and Non-QM loans. They emphasize direct access to wholesale interest rates, which are typically lower than retail rates, and pride themselves on eliminating common lender fees such as origination, processing, and underwriting costs. This commitment aims to save borrowers thousands of dollars at closing and over the life of the loan.
By partnering with dozens of wholesale lenders, West Coast Mortgage Group provides a vast selection of loan products, allowing them to match borrowers with the most suitable options for their unique financial situations. They are committed to providing expert guidance through the loan application and underwriting process, particularly assisting first-time homebuyers and those with non-traditional financial profiles, ensuring a smoother and more cost-effective path to homeownership.
The firm specializes in a wide range of residential mortgage options including VA, FHA, Conventional, Jumbo, Refinance, and Non-QM loans. They emphasize direct access to wholesale interest rates, which are typically lower than retail rates, and pride themselves on eliminating common lender fees such as origination, processing, and underwriting costs. This commitment aims to save borrowers thousands of dollars at closing and over the life of the loan.
By partnering with dozens of wholesale lenders, West Coast Mortgage Group provides a vast selection of loan products, allowing them to match borrowers with the most suitable options for their unique financial situations. They are committed to providing expert guidance through the loan application and underwriting process, particularly assisting first-time homebuyers and those with non-traditional financial profiles, ensuring a smoother and more cost-effective path to homeownership.
Company Information
Lender Type: Mortgage Broker
Headquarters: Las Vegas, NV
Licensed In
NV
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Home Loan Products
VA Home Loan
Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
580
Min Credit Score
FHA Loan
Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Conventional Loan
Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Jumbo Loan
Loan Types:
Jumbo
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Refinance Loan
Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Non-QM Loan
Loan Types:
Non-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Contact Information
6475 S Rainbow Blvd #102
Las Vegas, NV 89147
US
Mailing Address:
8921 W. Sahara Ave. Ste. B Las Vegas, NV 89117
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Business Information
Category: Mortgage Lender
Location: Las Vegas, NV
Status: Standard
Type: Mortgage Broker
NMLS ID: 5084
Profile Views: 2
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