Pamela Caldwell

Pam Caldwell is a Branch Manager at Certainty Home Lending, dedicated to providing innovative solutions and great results to her customers. With extensive financial knowledge and experience in the mortgage industry since 2001, Pam tailors each loan to the borrower's unique situation.

While able to provide popular loan programs such as conventional, jumbo, VA, FHA, and USDA loans, Pam is particularly well-versed in new construction loans and North Carolina down payment assistance programs. She builds long-term relationships with borrowers, realtors, and business associates through unparalleled service and personal attention.

Pam offers a transparent loan process and proactive communication to ensure a positive experience for everyone involved. Understanding that homebuyers are busy, she is available after hours and on weekends to assist her borrowers.