Pacific Mortgage Real Estate & Finance

Mortgage Broker serving Torrance, CA

About Pacific Mortgage Real Estate & Finance

Pacific Mortgage is a seasoned mortgage brokerage firm with over 30 years of experience, and 45 years of combined expertise, serving clients primarily in the Los Angeles South Bay area. Unlike traditional retail banks, Pacific Mortgage operates with a network of lenders, allowing them to offer a diverse array of financing options tailored to individual client needs, particularly for complex scenarios.

The firm prides itself on a careful and deliberate process, ensuring clients find the best fit for their financial situation, whether for a primary residence, investment property, or commercial venture. They are adept at handling specialized cases, including self-employed individuals seeking stated income loans and investors with complicated property portfolios, where conventional banking solutions may fall short.

Pacific Mortgage's offerings span residential mortgages, investment property financing, commercial and apartment loans, and direct access to private equity lending for fast and flexible solutions. Their commitment is to provide a smooth financing experience, connecting borrowers with suitable lenders for purchases, rate and term refinances, or cash-out equity needs.

Company Information

Lender Type: Mortgage Broker
Headquarters: Torrance, CA

Home Loan Products

Residential Home Purchase & Refinance

Loan Types:
ConventionalRefinanceCash-Out RefinanceReverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationStated Income

Investment Property Financing

Loan Types:
ConventionalRefinanceCash-Out RefinanceNon-QMBank StatementDSCRHard Money
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementStated Income
Special Programs:
Self-Employed ProgramBank Statement Program
70%
Max LTV

Commercial Loan Products

Commercial & Apartment Property Loans

Loan Types:
Conventional CRECommercial RefinanceHard Money Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Contact Information

25500 Hawthorne Blvd Ste 2230
Torrance, CA 90505
US
Mailing Address:
25500 Hawthorne Blvd Ste 1020, Torrance CA 90505

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Business Information

Category: Mortgage Broker
Location: Torrance, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 2

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