Northpoint Mortgage Inc.

Mortgage Lender serving St Cloud, FL

About Northpoint Mortgage Inc.

Northpoint Mortgage, established in 2005, is a full-service mortgage lender dedicated to providing personalized and professional service. Co-founded with the intention of retaining the flexibility of a smaller company while offering the resources of a larger institution, Northpoint Mortgage has grown to become one of the fastest-growing locally owned mortgage lenders.

The company specializes in a variety of loan options including conventional, jumbo, portfolio, and government-backed loans such as VA, FHA, and USDA. Northpoint Mortgage distinguishes itself through its commitment to matching clients with dedicated loan officers who guide them through every step of the mortgage process, from initial consultation to closing day.

With offices in 14 locations and over a hundred employees, Northpoint Mortgage prides itself on fostering a positive environment for both its team and its clients. Their philosophy is centered around the belief that happy employees lead to happy customers and, ultimately, success. Customer approval is of utmost importance, and the company continually develops new ways to simplify the mortgage process.

Company Information

Founded: 2005
Team Size: over a hundred
Lender Type: Direct Lender
Headquarters: Sturbridge, MA

Licensed In

CACTFLGAMAMENCNHNJPARISCVA

Digital Capabilities

ONLINE_APPLICATION
DIGITAL_DOCUMENT_UPLOAD
ONLINE_ACCOUNT_MANAGEMENT

Home Loan Products

First Time Home Buyers Program

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
PRIMARY_RESIDENCE
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Special Programs:
FIRST_TIME_HOMEBUYERHomeReady ProgramHome Possible ProgramDOWN_PAYMENT_ASSISTANCE
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)
100%
Max LTV

FHA Loans

Loan Types:
FHAREFINANCE
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Multi-Family (2-4 units)
Occupancy Types:
PRIMARY_RESIDENCEINVESTMENT_PROPERTY
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Special Programs:
FIRST_TIME_HOMEBUYER
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)

Veterans Loans

Loan Types:
VAREFINANCE
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Single-Family HomeCONDOTOWNHOUSE
Occupancy Types:
PRIMARY_RESIDENCE
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Special Programs:
VETERAN_PROGRAM
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)
100%
Max LTV

Conventional Loans

Loan Types:
Conventional
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Single-Family HomeCONDOTOWNHOUSE
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)

USDA/Rural Loans

Loan Types:
USDA
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
PRIMARY_RESIDENCE
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
FIXEDAdjustable Rate (ARM)
Property Types:
Single-Family HomeCONDOTOWNHOUSE
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Employment Types:
W-2 EmployeeSELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Available Terms:
15 years30 years
Credit Tiers:
EXCELLENT (740+)GOOD (680-739)FAIR (620-679)

Contact Information

1386 S Narcoossee Rd Suite A
St Cloud, FL 32827
US
Mailing Address:
PO Box 132 Fiskdale, MA 01518

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Business Information

Category: Mortgage Lender
Location: St Cloud, FL
Status: Standard
Founded: 2005
Type: Direct Lender
NMLS ID: 1515
Profile Views: 1

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