My Home Loans LLC

Mortgage Broker serving El Paso, TX

About My Home Loans LLC

My Home Loans, LLC is a dedicated, family-owned mortgage lender based in El Paso, TX, committed to simplifying the home financing process for residents in the Southwest. The company prides itself on providing personalized, hassle-free digital mortgage solutions, guiding borrowers every step of the way from initial consultation to closing.

Distinguishing itself through a customer-centered approach, My Home Loans specializes in making homeownership accessible even in "unique situations," actively assisting individuals with less-than-perfect credit scores. They offer a range of trusted loan programs, including FHA, Conventional, and VA loans, alongside comprehensive refinancing options, ensuring a transparent and straightforward experience for all clients, including first-time homebuyers.

With a focus on efficient service, My Home Loans aims for a typical process duration of 20 to 30 days, working diligently to accommodate client timelines. Their experienced team prioritizes answering questions, anticipating problems, and delivering peace of mind, reinforcing their commitment to community support and exceptional customer care.

Company Information

Lender Type: Direct Lender
Headquarters: El Paso, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator

Home Loan Products

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Poor (580-619)
3.5%
Min Down Payment
96.5%
Max LTV

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)

VA Loan

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)Poor (580-619)
0
100%
Max LTV

Refinance Loan

Loan Types:
Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

Contact Information

11380 Montwood Dr Ste A5
El Paso, TX 79936
US

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Business Information

Category: Mortgage Broker
Location: El Paso, TX
Status: Standard
Type: Direct Lender
Profile Views: 2

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