Michael Maier

Mortgage Lender serving Portland, OR

About Michael Maier

Advantage Mortgage, with Mike Maier as a dedicated Branch Manager (NMLS: 502274), serves clients seeking comprehensive mortgage solutions. While operating under the Advantage Mortgage brand, the platform leverages the established systems and processes of Fairway, indicating a robust and experienced operational backbone. They are committed to simplifying the homeownership journey, offering personalized guidance and a clear, step-by-step process from application to closing.

The lender distinguishes itself through its strong focus on borrower education, offering extensive resources and podcasts tailored to various client needs, including first-time homebuyers, self-employed individuals, and veterans. They actively address common concerns like down payment myths and explain complex mortgage concepts such as PMI and ARM vs. Fixed rates, empowering clients with knowledge. Advantage Mortgage strives to match clients with suitable loan products, whether they are buying, refinancing, or managing their home equity.

Advantage Mortgage is licensed in multiple states, including Arizona, California, Colorado, Florida, Idaho, Montana, Oregon, Texas, and Washington, ensuring broad accessibility. Their digital capabilities facilitate a streamlined application process, while their emphasis on direct consultation ensures clients receive tailored advice. With a commitment to finding the 'right loan for you' and a strong client satisfaction rating, Advantage Mortgage aims to provide a supportive and efficient lending experience.

Company Information

Lender Type: Direct Lender

Licensed In

AZCACOFLIDMTORTXWA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA ApprovedLicensed by the California Department of Business Oversight

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool
Video Consultation

Home Loan Products

Home Purchase Loans (Conventional, FHA, VA, USDA)

Loan Types:
ConventionalFHAVAUSDAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score

Refinance and Home Equity Loans

Loan Types:
RefinanceCash-Out RefinanceReverse MortgageHELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Self-Employed Loan Program

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Renovation Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan

Contact Information

5410 S Macadam Ave Suite 100
Portland, OR 97239
US

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Business Information

Category: Mortgage Lender
Location: Portland, OR
Status: Standard
Type: Direct Lender
NMLS ID: 1770599
Profile Views: 1

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