Metro Financial Services

Mortgage Lender serving Sacramento, CA

About Metro Financial Services

Mortgage Metro is a mortgage lender that provides a range of home loan products, including Conventional, FHA, and Jumbo loans. They aim to serve a broad spectrum of borrowers, from those with limited down payments and less-than-perfect credit seeking FHA loans, to those with higher credit scores looking for conventional financing.

The company also specializes in Jumbo loans for larger loan amounts, catering to both primary residences and investment properties with a focus on quick turnarounds and flexible rate options. Mortgage Metro offers a streamlined digital experience, featuring an online pre-qualification form with secure data handling and electronic signature capabilities, enhancing the initial application process for potential borrowers.

While specific geographic coverage isn't detailed, their comprehensive product suite and attention to market insights, as seen in their 'MBS Week Ahead' content, position them as a responsive player in the residential mortgage market.

Company Information

Lender Type: Direct Lender

Certifications & Credentials

FHA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
E-Signature

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment

FHA Loan

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Adjustable Rate (ARM)Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score

Contact Information

9521 Folsom Blvd # O
Sacramento, CA 95827
US

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Business Information

Category: Mortgage Lender
Location: Sacramento, CA
Status: Standard
Type: Direct Lender
Profile Views: 2

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