mbanc

MBANC positions itself as America's leading consumer-direct Non-Qualified Mortgage (Non-QM) lender, offering a distinct alternative to traditional bank lending. Founded in 2005, the company specializes in providing flexible financing solutions for borrowers with unique financial profiles, including self-employed individuals, real estate investors, and foreign nationals, who may not meet conventional income verification standards.

Distinguishing itself through innovative underwriting, MBANC simplifies the mortgage application process by accepting alternative documentation such as bank statements, 1099 income, and asset depletion. Their focus on the specific needs of entrepreneurs and investors allows for a streamlined experience, often boasting loan closings as quickly as 15 days, which provides a competitive edge, particularly against cash buyers.

With a team boasting over 100 years of combined experience, MBANC emphasizes a personalized approach and a remarkable 97% pull-through rate on their pre-approvals. This commitment ensures that borrowers can proceed with confidence, knowing their financing is robustly vetted, reflecting the company's dedication to client success and building lasting relationships in the alternative mortgage space.